Category Archives: Banking

Providing Better Capital at Equities First Holdings

Providing Better Capital at Equities First Holdings

Equities First Holdings is a commercial union that mostly deals in loaning solutions to various other business and venture capitalist. The company frequently deals with Stock-based solutions. The company ensures that their services are distributed in different parts of the world. Some of the places which their offices are are based include. HongKong, London, Singapore, Sydney and Perth.

Most of investors and corporate who are optimistic and have better plans have a huge chance of being given capitals by the Equities First Holding. The company has approximately done a lot of deals which is more than 1000 and created $1.4 billion from the time when they started the company. the company began in the year 2002 and the founder is Al Christy. He controlled 50 workers at the organization. Prospective people who require to begin investing and particularly those who don’t have capital to begin off their business, the organization provides them with the funds they want to start.

The stock-based lending that is being given by the organization have their amount fixed and moreover the loan that is being given has the capacity ratio which is on a great level. The clients of the company are being attended fully before anything else therefore their requirements are vital to the company. The customers are guaranteed of proper attendance and treatment on their inquest on the loans because the company only deals with stock-based loans. Stock- based loans and margins loans in many ways. The capital of margin loans is used to a certain requirement and their loan also rate in the ratio 10 to 50%, henceforth the capital which they provide have restraints.Stock-based loans are relatively different with the margin loans in many ways such as their interest is amid 3 to 4% and they do not have restraints no matter what. Hence those who are provided with the capital have the right of getting higher particularly when there is low stock cost. The lending to value ration of stock-based is from 50 to 75%. The company is devoted to assisting customers to attain their goals.

Find Equity First on linkedin :

Changing the Landscape of Financial Institutions

Changing the Landscape of Financial Institutions

Specializing in unusual loans that are regularly either overlooked or not served by conventional loan vendors, Equities First Holdings sees a mighty growth. Equities First Holdings loan out money for professional and personal purposes to individuals and entities which are backed by publicly traded stocks, shares and equities.With an active presence in nine countries, the company is headquartered in Indianapolis, Indiana in the United States. Its wholly owned subsidiaries are located in Hong Kong, London, Singapore and Australia under the names Equities First Holdings Hong Kong Limited, Equities First (London) Limited, Equities First Holdings Singapore Limited and Equities First Holdings (Australia) Pty Ltd respectively. They are set to make their mark across the globe and are expecting a vast growth in Europe and South Pacific Asia.

The demand for unconventional loans is always high combined with cumbersome and unviable loaning criteria set by banks and conventional financing institutions; Equities First took advantage of this by offering loans on easy terms and feasible interest rates. The loan to value ratio varies between fifty to seventy percent whereas this value for conventional banks ranges between ten to twenty percent.

The company loans out money for working capital needs and for personal purposes like marriage, education, travel, touring for personal pleasure and for business purposes. Equities First Holdings dealing has registered a growth rate of over thirty percent since its inception year back in 2002. The Chief Executive Officer of the company said that over seventy percent of the loans have originated from international clients and thereby marking their entry into countries that were previously left unexplored.

Equities First Holdings has invested in investment management software’s and client servicing mechanisms and it is currently almost doubling its sitting capacity at their headquarters. The company has serviced loans not only for Corporations and business but also for ultra-high net worth individuals. With volatility in loan interest rates, the company has registered a constant growth when the market seems to be down for conventional loan vendors. With a guaranteed solution, Equities First Holdings is set to make its mark in the world in both short and long term scenarios.

Global Lender Equities First Holdings Sees a Growing Trend Among Borrowers Who Use Stock as Loan Collateral to Secure Working Capital

Global Lender Equities First Holdings Sees a Growing Trend Among Borrowers Who Use Stock as Loan Collateral to Secure Working Capital

Equities First Holdings is one of the leading company’s issuing stock-based loans to business and the high-net-worth individuals in the world. For the company, they have worked to see more traction in the use of stocks as collateral to secure fast working capital during this harsh economic crisis. For this reason, the company has elevated the use of stocks to obtain the non-purpose capital to their clients at the best interest rates in the world. During this harsh economic crisis, there is always inevitable market fluctuation. For this reason, you will find that the banks and other alternative financial solution companies have worked to cut down their lending capabilities. Therefore, this means that few people will have the opportunity to qualify for the credit-based loans.

During a harsh economic crisis, banks and other credit-based financial companies work to cut down the lending capabilities to in individuals in a manner which makes them scared away. Interest rates are also exaggerated to have few people attracted to secure the loans. For this reason, Equities First Holdings becomes one of the most trusted and sought company to get them secure fast working capital in the event of a harsh economic crisis. For those who fail to secure the fast working capital, you might want to get a better solution concerning the loans. The increased popularity of Equities First Holdings as the best loan provider makes everyone want to be associated with the company.

While there are numerous options for you to get working capital, there is a recent order than banks have cut down their lending capabilities. As a matter of fact, they have also increased their interest rates to amounts which are unpleasant to most credit-based loan applicants. For this reason, we are here to ensure that these loans are attracted in the best manner to have a better solution for getting loan.

Don’t Blink – Investment Banker Martin Lustgarten Wonders if You Missed this IMF 2016 Development

Don’t Blink – Investment Banker Martin Lustgarten Wonders if You Missed this IMF 2016 Development

The year 2016 had a lot of developments, including Brexit, the Brazil Olympics and American presidential election. It would be very easy for you to miss one of the most important developments at the International Monetary Fund (IMF). Investment banker Martin Lustgarten can explain why the world has totally changed.

“Great Leap Forward”

There is a cute video online comparing how different nations would treat “Two Cows.” The United States would sell Options for Three Cows. The Chinese would have 1,000 workers milk the cows. The Swiss would not own any cows, but store 400 cows for their clients. The world is a funny place.When Mao Tse Tung took over leadership in China, he promoted the “Great Leap Forward.” This was because compared to Europe, China was woefully underdeveloped. In the 1950s, China was regarded as a Third World nation by many economic experts.

“Made in China”

Gradually, the Chinese solved problem after problem. They fed their population and gained a permanent seat on the United Nations Security Council. Now, “Made in China” is commonplace. Some think that China already has the highest GDP in the world. But does China have the prestige, its economic power demands?In September 2016, the IMF finally added the Chinese yuan to its Special Drawing Rights (SDR) currency basket. Even with its tremendous productivity, the top currencies traded around the world are the US dollar, Great Britain pound, Japanese yen and European euro. Finally, China is esteemed as an economic world power.

“World Economy is Changing”

The good news is that you can now invest in the Chinese yuan due to its IMF convertibility. Investment banker Martin Lustgarten can help you decide if this is right for you or your organization. Since, the Chinese produce so many goods, it only makes sense to add their currency to the IMF basket.The global economic landscape keeps changing. With so many news stories, it can be easy to miss the “forest for the trees.” The Chinese yuan addition to the IMF SDR is a very important development. The world will never be the same again.

Guide to Investment Banking and Martin Lustgarten

Guide to Investment Banking and Martin Lustgarten

Investment banking is one of the most well known aspects of the finance field. With investment banking, a number of large companies will have the assistance they need to raise their stock value and increase their capital. Many companies are often looking to expand as well as improve their products and services. As a result, they will often need considerable resources to accomplish these goals. In order to get the resources they need, companies will use an investment banking firm to help merge with another company. This will lead to the company gaining access to more resources such as capital and inventory. Therefore, investment banking helps numerous companies get in better position to experience more overall success.

While most investment banking firms work with large companies, there are many others that work with small businesses and individuals. These firms are known as boutique investment banking firms that provide a wider range of services. One of the most common types of services that these firms provide is offering capital to small companies. A boutique investment banking firm will provide funds to businesses that are looking to expand or start up. Along with helping small businesses, these investment banking firms help individuals with retirement planning and management of their financial assets.

Like all other companies, boutique investment banking firms are owned by one or more individuals. Martin Lustgarten is the current founder and owner of a boutique investment banking firm in Florida. He helps a wide range of clients that include small businesses and individuals. Martin assists small businesses by giving them advice on how to better manage their financial resources, what to invest in as well as where they can get more capital. Lustgarten has a number of investors that he refers clients to which will provide them with the capital necessary to start up or expand.

Martin helps individuals who are looking to better manage their wealth. Lustgarten provides lots of advising and consulting to those who are looking to more efficiently allocate their financial resources. With his knowledge and expertise, Martin has been able to recommend investment options that have greatly benefited his clients. He spends many hours studying the markets and finding securities that will help his individual clients establish long term financial security.


Getting You Up To Speed On Investment Banking

Getting You Up To Speed On Investment Banking

Investment banks and retail banks are two separate entities. While you may think to yourself, that both are banks and do similar things, the fact is that they actually perform very different things in the banking industry. Here are some of the differences.

Retail banks accept deposits from customers. You can deposit cash or a check and have a direct deposit from an employer go to your retail bank. Such banks also allow you to withdraw money from your account through checks, online transfers and cash withdrawals. A retail or commercial bank will also have bank branches with tellers to assist you with your personal banking needs.

An investment bank does not have a branch staffed with tellers. Some do not accept deposits or let you withdraw cash. So what does an investment bank do? The investment bank focuses on investing money and increasing wealth. Investment banks obtain money not through customer deposits, but through investors looking to invest their money and grow their own wealth.

So how do investment banks grow their own wealth as well as those of their investors? One way is through offering investment banking services. They include assisting companies to buy out other firms, helping to restructure corporations and acting as a mediator or middlemen when companies are bought out or sold out. The investment bank charges a fee for these services that is paid by the client companies.

Another way investment banks generate profits is through evaluation services. They determine what the stock of a company is worth. The company pays the investment bank for the valuation service. Investment banks can also act as the seller of company stock and be tasked with finding investment for a startup firm.

Investment Banker Martin Lustgarten

Martin Lustgarten is an Austrian investment banker who has his own investment banking firm. Called, Lustgarten Martin it is a specialty investment firm that targets investments in Latin America. Martin originally hails from Austria. He has resided in Venezuela and holds dual Austrian and Venezuelan citizenship.

Mr. Lustgarten resides in the United States along with his family. Working out of South Florida, Mr. Lustgarten can easily travel back and forth between Latin America and his family in Florida. Martin is fluent in Spanish, English and German. This allows him to connect with investors in the United States, Latin America and his native Austria.

Dependable Investment Banking Assures that a Transaction is Carried Out Properly

Dependable Investment Banking Assures that a Transaction is Carried Out Properly

Many persons, interested in merging or selling their respective companies; or other such significant transactions are interested in knowing the role an investment banker. The best way to address the question is to state that the investment banking organization and its agent are the intermediaries–that is, when it comes to mergers and acquisitions. He or she is responsible in the facilitation of transactions; including the raising of capital and securities.

When it comes to securities, the investment banker is required to carry out such transactions by way of a registered broker-dealer; and, as a consequence is required to successfully pass the Series 63 and Series 79 exams.

The curious organization wants some explanation as to why hiring a professional in the field of investment banking is absolutely essential. In answer to the inquiry, the investment banker, tied to the investment banking organization, possesses the favorable education and expertise in order to conduct larger and more highly-refined and sophisticated financial transactions.

The standard investment banker has acquired an MBA or a degree in law. The investment banker, additionally, carries a liability insurance policy, relative to the nature of his or her business. Also, it is reasonably noted, that the conduct of the investment banker is constantly under scrutiny by a licensed broker/dealer, in order to assure he or she is properly in compliance with regulations as to securities.

It is not surprising, the same individuals who ask the question why hiring an investment banking organization and/or investment banker is important will also ask: What is the risk of not hiring a person tied to the field of investment banking? The answer is relative to the structure of a transaction. As an example, when transactions, within the field of healthcare are formulated as “stock sales,” only an investment banker with a securities license is allowed, by law, to receive a commission for the transaction or sale.

The consequence of rendering a commission as to a sale, to an individual who is not licensed, in carrying out a “stock sale,” can have a devastating effect. This is to say, the seller would be, enabling the carrying out of a securities related violation by the non-licensed party. The seller, as a result, will most, probably, have his or her business sale rescinded; and the sale is bound to come completely unraveled, even years after its completion. The idea, then, of sensibly hiring an investment banking organization, is so a company may avoid any security violations; potentially avoiding risks which may prove catastrophic. The best way to handle any securities transactions is by way of a licensed Investment Banker and a broker-dealer who is registered.

The preceding text indicates that persons involved in mergers and acquisitions, security transactions and matters where capital is needed; are wise to seek the services of an investment banking organization. In doing so, catastrophic risk is avoided, and the art of the professional deal is administered–in favor of the person seeking services relative to what has been mentioned within the preceding text.

Notes regarding Martin Lustgarten:

Martin Lustgarten is considered a financier of International finance and has enjoyed many years working within the field of investment banking. Mr. Lustgarten has worked within the financial markets of Hong Kong, Panama, and Singapore–to name a few.

Martin Lustgarten is committed to the field of Investment Banking:

Mr. Lustgarten is deeply rooted within the industry. He possesses a great deal of experience and knowledge in the field of International Banking. Mr. Lustgarten currently resides, happily, with his family in the area of South Florida.

Dallas-Based Financial Services Company Experiences Strong Growth in 2015

Dallas-Based Financial Services Company Experiences Strong Growth in 2015

The Dallas-based financial services company, NexBank Capital Inc., reported strong financial results in 2015, which was the four consecutive year of record assets, earnings, deposits and loans for the company. NexBank SSB had a tier 1 leverage ratio of 9.34 percent and a total risk-based capital ratio of 13.52 percent, as of December 31, 2015, which were major factors in the company’s growth. NexBank SSB, which is a member of the FDIC, diversified its balance sheet via an additional source of deposits with its November 30, 2015, acquisition of College Savings Bank. NexBank Capital, Inc. serves clients via three core businesses: investment, mortgage and commercial banking.

Since 1922, NexBank has served the banking community and delivered personalized solutions to its clients’ problems across the company’s three main platforms. Furthermore, the company provides its clients with superior value, as it offers money market rates that are twice the national average.

NexBank works hard to provide high-quality customer service with its online banking platform that gives customers access to account information 24 hours a day. In addition to live phone support during business hours, NexBank offers after-hours options, such as support for a lost or stolen ATM card and online banking technical support.


Making Plans For The Future is easy with this Dallas Based Bank

Making Plans For The Future is easy with this Dallas Based Bank

According to an online article on, NexBank Capital, Inc. reported strong financial earnings for the fourth quarter of last year. NexBank is a financial services company located in Dallas, TX. They have reported strong financial results for the whole year, says the article. This is the fourth year that the company has excelled in levels of deposits, loans, assets, and earnings.

Their net income increased annually until it reached $53.2 million. NexBank’s Return on Average Equity was 35% for 2015. The previous year, their net income was $25.6 million and their ROAE was 23%, the article states. At the end of their year, the article says that their net income was $16.2 million and their ROAE was 37%. This was in an increase above the figures from the same time in 2014.

NexBank Reports Strong Fourth Quarter and Full Year 2015 Results

NexBank said that its total assets were over $2 billion at the end of the year, and they saw a 48% growth over the past year. 
The article also credits NexBank, SSB for contributing to the company’s growth. While doing that, it always maintained its well-capitalized status. The total risk-based capital ratio and the Tier 1 leverage ratio of the bank were 13.52% and 9.34% by 12/31/15.

John Holt, CEO and President of NexBank Capital, Inc., was quoted in the article by saying the results were due to their profitable and efficient platform. Holt opines that the company has increased their annual numbers while managing their expenses and risks. Matt Sikielski, the company COO, says that they will continue this strategy long-term. The article also mentions that they recently bought College Savings Bank.

NexBank Capital, Inc, a financial services company, serves its clients with three different businesses: Investment Banking, Commercial Banking, and Mortgage Banking. They customize banking and financial services for their customers. Some of the customers that they serve are institutional clients, other financial institutions, and corporations across America.